Resources - Debt & Finances
BANKRUPTCY
Thinking about bankruptcy? Review the Bankruptcy Information Sheet that every debtor should review:
https://www.justice.gov/ust/bankruptcy-information-sheet-0
FAIR CREDIT REPORTING & DEBT COLLECTION
You can obtain one free credit report from each bureau each year:
https://www.annualcreditreport.com/index.action
Educate yourself about your rights as a debtor when debt collectors are contacting you:
https://www.consumer.ftc.gov/articles/debt-collection-faqs
HOMEOWNERS ASSOCIATIONS
Davis-Stirling Act
https://www.davis-stirling.com/HOME/Statutes/DAVIS-STIRLING-ACT
OTHER CONSUMER RESOURCES
Identity Theft:
https://www.annualcreditreport.com/protectYourIdentity.action
https://www.consumer.gov/articles/1015-avoiding-identity-theft
https://oag.ca.gov/idtheft/facts/victim-checklist
Vacation Time Share: